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Investor Advantage Program

Another Amazing Portfolio Program For Your Investment Properties

  • No income on 1003
  • Employment not verified
  • 4506 and tax returns not required
  • Borrowers must have a history or owning and managing commercial or residential real estate for a period of at least 6 months
  • Max. LTV 80% with 720 FICO for purchase/R&T/Cash-out
  • Min. FICO 640 to 70% for purchase/R&T Unlimited Number of financed properties allowed
  • Foreign Nationals Allowed
  • Shorter waiting periods on negative credit events
  • No title seasoning for cash-out as long as one original borrower remains on the new loan and title
  • Loan qualification is based on debt coverage ratio (DCR) for the subject property. Debt to income ratio (DTI) is not calculated.
  • 7/1 ARM with competitive rates